When a client pays late, a freelancer can use a Rolex as collateral to cover...

https://judahsuniqueop-eds.lumenforgex.com/posts/can-i-get-paid-within-24-hours-for-selling-my-rolex

When a client pays late, a freelancer can use a Rolex as collateral to cover rent or gear costs without selling it. Some lenders evaluate the watch in under an hour, offering a short-term bridge until invoices clear.