<p>새 신용평가모형은 카카오뱅크가 2018년 10월 금융서비스 시작 잠시 뒤 누적해온 대출 이용 누구들의 금융 거래 정보를 해석해 반영하는 방식이다. 여기에 이동통신 3사가 보유한 통신비 정상 납부 기간이나 정보 평균 이용량 등 통신과금 서비스 이용 아이디어 등도 추가해 신용평가에 사용하고 있습니다.</p>
회의에서 제시된 핵심 규제 조건은 투자자가 국내외파생아을템을 거래하기 위해 의무교육과 모의투자를 이수해야 한다는 조건이다. 이는 금감원의 감독 방향성 변화에 따른 것이다. 금감원은 요번 주 진행한 금융투자 부문 업무 설명회에서 대중투자자의 국내선물·옵션 거래시 규제 공백 해소 방법을 검토하겠다고 했었다.
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