owner financed property

https://wiki-site.win/index.php/How_to_Evaluate_Hunting_Property_for_Sale:_A_Buyer%27s_Guide

Finding a house with an owner financing option can be a lifesaver if your credit isn't perfect or you're self-employed. Instead of dealing with a traditional bank, you make your monthly payments directly to the seller, who holds the mortgage. This often means more flexible down payment terms and a faster closing process, though the interest rate might be a bit higher than what a bank would offer. It's a practical arrangement for both parties, skipping the rigid bank approval process.