naložbeno zlato

https://ace-wiki.win/index.php/How_to_Get_the_Best_Gold_Price:_A_Guide_to_odkup_zlata_Slovenija

Naložbeno zlato is a term often used in Croatian banking to refer to gold held as a reserve or deposit, typically by a central bank to back currency or stabilize the financial system. It's not bullion you buy at a store, but rather a strategic asset, quietly securing the economy behind the scenes.