Look, when my agent asked me when I last reviewed my policy, I realized it had been 6 years. I thought I was covered for everything, but turns out my roof replacement was depreciated way more than I expected. Learned the hard way to review policies regularly!
https://charlieeocd131.lucialpiazzale.com/there-s-no-undo-button-why-reviewing-your-insurance-annually-matters-and-what-depreciates-first-when-you-file-a-claim
Look, when my agent asked me when I last reviewed my policy, I realized it had been 6 years. I thought I was covered for everything, but turns out my roof replacement was depreciated way more than I expected