Look, when I switched to an HRA for my small biz, it saved me a ton on premiums and gave employees more flexibility. Also, joining a trade association helped me unlock better group rates—definitely worth checking out if you’re shopping around!

http://209.15.117.229/kmthcenter/index.php?action=profile;area=forumprofile;u=139860

Look, when I switched to an HRA for my small biz, it saved me a ton on premiums and gave employees more flexibility