Inherited a Rolex and wondering whether to sell it or get a collateral loan?...

https://www.bust-bookmark.win/inheriting-a-rolex-can-come-with-questions-about-its-true-worth-understanding

Inherited a Rolex and wondering whether to sell it or get a collateral loan? Understanding the difference between insurance value and resale value is key. Insurance value covers replacement costs, while resale value reflects what buyers will pay