If your 2026 renewal feels more punishing than usual, you aren’t imagining it....

https://wiki-spirit.win/index.php/How_Does_Health_Insurance_Affect_Hiring_for_a_Small_Business%3F

If your 2026 renewal feels more punishing than usual, you aren’t imagining it. Small employers are facing a brutal combination of rising premiums and almost zero negotiating power with major carriers