Freelancers can use a Rolex as collateral to cover the stretch between invoices...

https://www.bookmarkmaster.win/freelancers-can-use-a-rolex-to-cover-the-gap-between-an-invoice-and-rent

Freelancers can use a Rolex as collateral to cover the stretch between invoices without selling a valued watch. A lender may advance about 30% of its value, and some evaluations take under an hour. Borrowers reclaim the watch after repaying the loan.