credit report dispute process 2

https://future-wiki.win/index.php/How_to_Handle_an_Unauthorized_Inquiry_Dispute_on_Your_Credit_Report

When you spot an error on your credit report, you can dispute it with the credit bureau. You'll need to gather evidence like payment records or correspondence, then submit a formal dispute online or by mail. The bureau investigates within 30 days, contacting the lender to verify the information. If they can't prove it's accurate, the error gets removed or corrected. It's a straightforward process but requires patience and careful documentation.