A Saturday morning call clarified that refinancing to fund a basement reno meant different paperwork than a HELOC

https://growbloom.image-perth.org/what-we-learned-about-mortgage-pre-approval-using-a-toronto-mortgage-broker-for-a-brampton-home

A Saturday morning call clarified that refinancing to fund a basement reno meant different paperwork than a HELOC, which we had confused until then.